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This website is for the use of agents and affiliates of Financial Brokerage, Inc., only, and not for use by consumers. The material and information thereon is provided as a reference tool and represents a changing compilation of information made available to Financial Brokerage, Inc., by various insurers and others within the industry. While reasonable efforts to ensure the accuracy of the information on the website are made, Financial Brokerage, Inc. is not responsible to any user for errors, omissions, or inaccuracies of any kind, either substantive or nonsubstantive. User must not rely upon information contained on the website and all such information should be independently verified by reference to the provisions of the relevant insurer’s contract or other direct sources of information such as attorneys, accountants, and tax specialists. Financial Brokerage, Inc. hereby specifically disclaims any and all liability for damages, whether direct, indirect, incidental, consequential , punitive, or exemplary, to the maximum extent allowed by applicable law, arising from the use of the website, or the material contained thereon, whether sounding in tort, contract, strict liability, or otherwise.